body, p {   font-family: arial, helvetica, sans-serif; }
h1 { font-family: arial, helvetica, sans-serif; color: #1D2F68; text-align: left }
h2 { color: #990000; font-family: Garamond, serif; text-align: left; font-size: 20pt }
h3 { color: #1D2F68; font-family: arial, helvetica, sans-serif }
h4 { color: #990000; font-family: Garamond, serif; margin-bottom: -10px }
.footnote { font-style : oblique }